Alternative funding focused on you.
Easier. Faster. Friendlier. Bow Apple Capital empowers U.S. small businesses with fast, same-day funding, and gives ISO shops a direct funder that handles the funding while your sales team handles the deal.
Current terms
Rates and terms shown are as published by Bow Apple Capital and vary by file. Confirm current pricing with your ISO relations manager.
Your sales floor closes. We fund.
Bow Apple Capital is your direct funder, giving your ISO shop full access to our range of programs. Your internal sales team handles the process, and we handle funding.
High commissions
One of the highest referral commissions in the industry, on short-term and long-term deals alike.
Fast service
15-minute ISO sign-up and set-up. Approvals in about an hour. Near-instant funding on accepted deals.
Long terms
Not only short-term paper. Multi-tiered funding and a variety of programs, so more of your files fit.
Three ways to fund a file.
Merchant cash advance
The purchase of an agreed amount of future receivables, repaid by daily, weekly, or bi-weekly ACH.
Learn more →Consolidation
Combine multiple MCAs into one advance with one repayment schedule and one factor rate.
Learn more →Construction funding
Construction capital from a project's start to finish, in an industry where approvals are hard to get.
Learn more →Submission to funding in three steps.
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01 · Submission
Submission
Send three months of bank statements and a completed funding application to our submissions desk.
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02 · Review
Review
Underwriting reviews the file and returns an approval or a decline, usually within the hour.
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03 · Funding
Funding
Accept the offer, send a color driver's license and voided check, and funds go out same day.
Hundreds of industries. A few we chase.
- Construction
- Trucking
- Auto dealerships
- Restaurants and cafes
- Retail stores
- Wholesale
- Healthcare services
- Medical companies
- HVAC
- Plumbing
- General contractors
- Grocery stores
- Liquor stores
- Manufacturing
- Machinery
- Fitness centers
- Technology companies
- Online businesses
- Professional services
- Warehouse businesses
Prohibited: law firms, lending platforms, first-position trucking. Full guidelines →