Guidelines.
What we fund, what we don't, and what to send. Read this before you submit.
Business requirements
- $40,000 in average monthly revenue
- FICO score 500 or higher
- Minimum one year in business
- Minimum 51% ownership by the applicant
Automatic declines
- Deposit volume under $40,000 per month
- Credit score below 480
- Open bankruptcies
- Tax lien or judgment above $200,000
- Negative history with another MCA funder
- Fraudulent documents
- Prohibited industries
Preferred industries
- Accounting
- Auto shops
- Business consultants
- Construction
- Electronics
- Energy
- Fitness centers
- General contractors
- Grocery stores
- Healthcare services
- HVAC
- Learning centers
- Liquor stores
- Machinery
- Manufacturing
- Mechanics
- Media and entertainment
- Medical companies
- Online businesses
- Professional services
- Plumbing
- Rehab centers
- Restaurants and cafes
- Retail stores
- Technology companies
- Warehouse businesses
- Utility companies
Prohibited industries
- Law firms
- Lending platforms
- First-position trucking
What to send
To submit
- Three months of recent business bank statements
- Completed funding application
To fund
- Driver's license, color copy
- Voided business check
Submissions go to [email protected]. Our underwriting team reviews the file and returns options; if you accept, we request the two funding documents and wire same day.