Questions, answered.
For business owners and ISO partners.
For business owners
One year in business, a personal credit score of 500 or higher, a business bank account, and at least $40,000 in average monthly revenue.
A simple one-page application and the last three months of business bank statements.
Once we receive signed agreements and the necessary stipulations, funds are wired within 24 hours, usually the same day.
Because we are purchasing future receivables, we look at your business bank statements to size an amount that maximizes profitability while still considering your current expenses.
You name it, we work with it, across hundreds of industries. The exceptions are law firms, lending platforms, and first-position trucking. See the guidelines page for the full list.
No. An MCA is the purchase of an agreed amount of your future receivables at a discount, repaid by ACH on a daily, weekly, or bi-weekly schedule.
For ISO partners
About 15 minutes. Complete the ISO form and our ISO relations team will finish onboarding.
1.19 on B–C paper, and 1.299 to 1.349 on D paper. Pricing varies by file; confirm with your ISO relations manager.
$15,000 to $3,000,000, with multi-tiered funding.
No. We fund short-term and long-term paper.
Construction, trucking, and auto dealerships, alongside the full preferred-industry list.
Three months of bank statements and a completed funding application. To fund, add a color copy of the driver's license and a voided check.